优乐娱乐

手机APP下载

您现在的位置: 首页 > 专业四级 > 专四优乐娱乐 > 优乐国际娱乐专四优乐娱乐真题 > 正文

2016年优乐国际娱乐专业四级优乐娱乐真题 对话2

来源:可可优乐国际娱乐 编辑:aimee   VIP免费外教试听课 |  可可官方微信:ikekenet
 下载MP3到电脑  批量下载MP3和LRC到手机
e.Hj*h9y=,Fgw4WFzfpu3hJl7.kNlCONVERSATION TWO
Questions 6 to 10 are based on Conversation Two.
W: It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100, 000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M: Thank you. Nice to be with you.
W: Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M: Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6 to 8% a year, far faster than the income, far faster than the standard of living. That means debt's taking on a bigger and bigger role in financing education.
W: How much debt is too much debt for, for one student?
M: Well, one guideline is that you look at the first year's salary in your field after graduation, and use that as a barometer, but even then...
W: Is that right?
M: Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month at, in payments every month for 10 years.
W: But there're surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What's, what's the best advice for people who are looking for these loans to try to keep themselves from going under.
M: I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let, let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W: So it's important to start early and that really reduces that reliance on debt later.
M: Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don't have to borrow later.
W: The kinds of jobs that so many students, the fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn't it?
M: I think that's the social cost. Really, I mean, you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W: Yeah, that's for sure. Mark Spencer, senior financial analyst from SBC Bank.
Mark, good you could be here.
M: Thank you.
E;;A+w_b%9DBhHQuestions 6 to 10 are based on Conversation Two.
Question 6. What is the interview mainly about?
Question 7. How does the cost of college education change every year?
Question 8. What is used to measure student loan debt as a guideline?
Question 9. What is the advantage of joining a college savings plan?
Question 10. What is the possible social cost of a college loan?
r@L%UD=gu8MvVE3 z8mJ),F@Leze-Je4fa.vP5Svl89D]7vHYIMs(9u4NK8
重点单词   查看全部解释    
advantage [əd'vɑ:ntidʒ]
想一想再看
n. 优势,有利条件
vt. 有利于
联想记忆
interview ['intəvju:]
想一想再看
n. 接见,会见,面试,面谈
vt. 接见,采
 
financing [fai'nænsiŋ]
想一想再看
n. 融资,资金供应 动词finance的现在分词
 
reliance [ri'laiəns]
想一想再看
n. 信赖,所信赖的人或物
联想记忆
charitable ['tʃæritəbl]
想一想再看
adj. 仁慈的,(为)慈善事业的,宽恕的
 
rewarding [ri'wɔ:diŋ]
想一想再看
adj. 有报酬的,有益的
联想记忆
senior ['si:njə]
想一想再看
adj. 年长的,高级的,资深的,地位较高的
联想记忆
charity ['tʃæriti]
想一想再看
n. 慈善,慈善机关(团体), 仁慈,宽厚
联想记忆
withdraw [wið'drɔ:]
想一想再看
vt. 撤回,取回,撤退
vi. 退回,撤退,
联想记忆
social ['səuʃəl]
想一想再看
adj. 社会的,社交的
n. 社交聚会
 

新东方专业四级Tem4网络课程:试听更多Tem4网络课程>>

发布评论我来说2句

    可可优乐国际娱乐官方微信(微信号:ikekenet)

    每天向大家推送短小精悍的优乐国际娱乐学习资料.

    添加方式1.扫描上方可可官方微信二维码。
    添加方式2.搜索微信号ikekenet添加即可。
    优乐娱乐齐乐娱乐梦之城娱乐weide1946伟德国际1946
    梦之城梦之城娱乐qg777钱柜娱乐官方网站梦之城娱乐注册
    梦之城齐乐娱乐梦之城娱乐大奖娱乐登录
    优乐娱乐优乐国际娱乐优乐娱乐官网下截weide1946伟德国际1946
    梦之城梦之城娱乐qg777钱柜娱乐官方网站梦之城娱乐注册